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Fernando Ramírez Mazarredo is an economist. He was an international partner at Arthur Andersen, an adviser to the Bank of Spain’s Director General of Banking Supervision and participated in the creation of the Comisión Nacional del Mercado de Valores (the Spanish Securities Market Commission), first as a director and later as vice president. He subsequently joined La Caixa, where he was Assistant Executive Managing Director, and later served as Chief Financial Officer at Repsol. He currently works as a strategic and financial management consultant.